Business Insurance

Business Insurance

Choosing the right business insurance for your company can be an overwhelming task. There are many different options available to protect your business from accident and injury.

From worker’s compensation to liability insurance, A-1 American Insurance can help you explore all of your options. Our agents are standing by to help you decide which type of business insurance is best for you and which company can provide the most comprehensive coverage. Centrally located near Dallas and Fort Worth, we serve the entire state of Texas.

Business Owner’s Policy

With a business owner’s policy, your small business can get property insurance, liability insurance, crime coverage, and additional protection built into one convenient package. We cover all your insurance needs as a business owner, including the following:

  • Property
  • Equipment Breakdown
  • Income Loss
  • Professional Liability
  • Products and Completed Operations
  • Fire Legal Liability
  • Premises Liability

General Liability

General liability policies cover claims in four basic categories of business liability:

  • Bodily Injury
  • Property Damage
  • Personal Injury (including slander or libel)
  • Advertising Injury

In addition to covering these claims, Commercial General Liability policies also cover the cost to defend or settle claims, even if the claims are false.

Business Property

Property insurance policies protect your property, as well as your inventory and assets, against loss or damage caused by theft, an accident, or other unforseen situations. Examples of business property insurable items include the following:

  • Office Contents
  • Office Buildings
  • Warehouses
  • Apartments
  • Rental Homes
  • Vacant Buildings and Homes

Professional Liability/Errors & Omissions/Malpractice

Professional Liability/Errors and Omissions/Malpractice insurance protects you and your business from potentially catastrophic litigation caused by charges of professional negligence or failure to perform your professional duties. If your profession is included in the following list, we have professional liability insurance for you.

  • Accountants
  • Attorneys
  • Real Estate Agents
  • Consultants
  • Financial Services
  • Doctors
  • Dentists
  • Appraisers
  • Mortgage Brokers
  • Title Agents
  • Environmental Contractor