Individual Insurance

Individual Insurance

Choosing the right business insurance can be an overwhelming task. There are many different options available to protect yourself and your property from accident and injury.

A-1 American Insurance can help you explore all of your options. Our agents are standing by to help you decide which type of individual insurance is best for you and which company can provide the most comprehensive coverage. Centrally located near Dallas and Fort Worth, we serve the entire state of Texas.

Homeowner’s Insurance

Regardless of whether you have an easy-to-place home or one that other companies have canceled, A-1 American Insurance Agency is your best bet when it comes to getting your home covered. We offer all the following types of policies:

  • Homeowners
  • High Value Homes
  • Seasonal Homes
  • Secondary Homes
  • Older Homes
  • Lower Value Homes
  • Vacant Homes
  • Minor Cosmetic Conditions
  • Duplexes
  • Multiplexes
  • Townhomes
  • Condominiums
  • Credit or Loss Issues

Personal Vehicle Insurance

Your vehicle is a critical part of your everyday life. We are here to help you get the coverage you need to keep on rolling down the road. From collision to liability, comprehension to towing, we cover everything you need for your car, truck, or on-road motorcycle.

Recreational Vehicle Insurance

We can also insure all of the fun vehicles in your life! With so many options available for insuring your “toys”, you can depend on us to walk you through all of them. From things that float to things that roll, we insure everything that makes your life more enjoyable.

  • Off-road Motorcycles
  • Classic Motorcycles
  • Classic Cars
  • Scooters
  • ATVs
  • Golf Carts
  • Boats
  • Yachts
  • Personal Watercraft
  • RVs
  • Travel Trailers
  • and more…

Personal Umbrella Policy

Anyone whose assets include at least a home and a car should consider an umbrella policy.

If you are held liable in an accident or injury lawsuit and your homeowner’s or auto insurance has paid its maximum amount, an umbrella policy can pay the balance due as well as your legal fees.

We have umbrella policies with coverage starting at $1 million and going as high as $10 million. We are here to help you decide how much coverage will keep your assets safe.